Shop for What You Need with a Simple Shopping Loan
Planning to buy a new smartphone, laptop, electronics, furniture or other essentials? ExpressCred helps you explore suitable shopping loan options through a simple and convenient online application process.
Apply for Shopping Loan Online
Fill out the form below to check your eligibility
Mandatory Disclosures & Compliance Notice
Loans are provided by Yaksh Infinlease Pvt Ltd (RBI Registered NBFC). Approval is subject to internal credit assessment and eligibility. Interest rates, processing fees, and repayment terms vary based on customer profile.
Key Loan Information
Representative Example
For a borrower taking a personal loan of ₹50,000 for 6 months at an interest rate of 24% p.a.:
*This is a representative example. Actual figures may vary based on credit assessment and tenure selected.
Quick Online Application • Simple Documentation • Transparent Process
Loan approval, interest rates, fees and repayment terms are subject to the lending partner's eligibility criteria and credit assessment.
Why Choose ExpressCred
Simple Online Application
Start your application online without the need to visit a branch.
Convenient Documentation
Provide the documents required for eligibility and verification through a streamlined process.
Transparent Loan Information
Understand applicable interest rates, processing fees, repayment schedules and other terms before proceeding with the lender.
Flexible Options
Explore loan options based on your financial profile, purchase requirement and lender eligibility criteria.
How It Works
Apply Online
Complete the ExpressCred application form with your basic personal, employment and financial information.
Eligibility & Verification
Your information is reviewed according to the eligibility criteria of the applicable lending partner. Additional documents or verification may be required.
Loan Decision & Disbursal
If your application is approved by the lender, complete the required formalities. The approved loan amount is then disbursed according to the lender's terms and process.
Eligibility Criteria
You may be eligible if you:
- Be an Indian resident
Meet the applicable age requirement- Have a regular source of income
- Have valid identity and address documents
- Meet the lender's credit and income criteria
- Provide accurate information during the application
- Have an active bank account, where required
Required Documents
- PAN Card
- Aadhaar Card
- Passport or other accepted government-issued ID
- Utility Bill
- Rental Agreement
- Recent salary slips
- Bank statements
- Income Tax Return, where applicable
Why Choose a Loan?
At ExpressCred, our goal is to make the loan application journey easier to understand.
Start the application digitally without unnecessary visits.
Get clear information about applicable loan terms and eligibility.
Follow a straightforward verification process.
Eligible applications may be evaluated by the applicable lending partner.
Responsible Borrowing
Borrow Only What You Can Comfortably Repay
Before accepting a shopping loan, consider your monthly income, existing EMIs and other financial commitments.
Make sure you understand:
ExpressCred encourages responsible borrowing. Final loan terms are determined by the applicable lending partner.
Frequently Asked Questions
A shopping loan is a financing option that may help eligible customers manage the cost of certain purchases. The loan amount, interest rate, tenure and other terms depend on the lender's assessment and applicable policies.
Depending on the lender's terms, financing may be available for purchases such as smartphones, laptops, electronics, appliances, furniture and other eligible consumer products.
You can begin by completing the online application form on ExpressCred. Your information may then be reviewed by the applicable lending partner for eligibility and verification. Additional documents may be requested before a final decision.
Ready to Plan Your Next Purchase?
Explore your shopping loan options through a simple online application with ExpressCred.
Important Information
- ExpressCred facilitates the online application journey and may connect eligible applicants with lending partners. ExpressCred does not guarantee loan approval.
- Loan amount, interest rate/APR, processing fee, applicable taxes, repayment tenure and other charges may vary based on the applicant's profile and the applicable lender's policies.
- All loan applications are subject to eligibility checks, credit assessment, verification and approval by the applicable lending partner.